SpartanOak is a digital wallet for your community. Send money to friends by swiping a bill. Tap to pay a local business. Shake your phone for change. Carry your IDs — all in one app.
What's Inside
One app that replaces everything in your physical wallet — and connects you to the people and businesses in your community.
Send money by swiping a bill upward — watch it fly off the screen. Or tap NFC, scan a QR code, or let nearby discovery find your friend automatically.
Driver's license, insurance card, membership cards — stored securely on your phone with AES-256 encryption and biometric protection.
Local marketplace. Discover and pay local businesses directly from the app. Find what's open nearby, pay in a tap, support your community.
Holographic shimmer, galaxy swirl, liquid chrome. Make your wallet yours with premium animated card skins and full app color themes.
No signal? No problem. Pay with cryptographic QR codes that settle automatically when you're back online. Your wallet works everywhere.
Your Treasury balance cached locally so it's always visible. Pull-to-refresh for real-time updates. Your money, always at your fingertips.
Getting Started
SpartanOak is designed to feel like handing someone cash — just faster, safer, and from your phone.
Create your account with just an email. Verify your identity to unlock your full wallet — including sending money and storing IDs.
Link your bank account to fund your wallet. Your balance is always yours — visible offline, refreshable anytime.
Swipe a bill to send to a friend. Tap your phone to pay a vendor. Shake for change. Money that moves the way you do.
The Grove
The Grove is SpartanOak's local marketplace. Businesses register as vendors and show up in the app — customers discover them nearby, browse, and pay without leaving the screen.
No card reader. No hardware. Your phone is the terminal. A customer taps NFC, scans a QR code, or the app finds them automatically nearby — payment lands in your account instantly.
Early Access
SpartanOak is launching soon in the Arkansas River Valley. Join the waitlist to get early access before we open to the public.
We'll never spam you. Just a heads-up when we launch.